Fixed Income Schemes

BAJAJ FINSERV FIXED DEPOSITS
Fixed Deposit rate of interest: (w.e.f. 08 May 2019)
Tenor in Months Minimum deposit (in Rs.) Cumulative Non-Cumulative
Monthly Quarterly Half-Yearly Yearly
12 – 23 25,000 8.00% 7.72% 7.77% 7.85% 8.00%
24 – 35 8.15% 7.88% 7.93% 8.00% 8.15%
36 – 60 8.60% 8.28% 8.34% 8.42% 8.60%
Special tenors scheme
15 Months 1,00,000 8.05% 7.77% 7.82% 7.89% 8.05%
Rate benefits basis customer category (w.e.f. 08 May 2019):
+ 0.35% for senior citizens
Renewal: +0.25% over and above the rate of interest at which the deposit is booked
MAHINDRA FINANCE FIXED DEPOSITS
Fixed Deposit rate of interest: (w.e.f. 24 October 2018)
Samruddhi Cumulative Schemes Non-Cumulative Schemes
Period Amount Interest Effective Interest p.a. Interest p.a.
(Months) Payable (Rs.) p.a. Yield p.a.** (Half yearly) (Quarterly)
12          5,405 8.10% 8.10% 7.95% 7.90%
18          5,624 8.10% 8.32% 7.95% 7.90%
24          5,886 8.50% 8.86% 8.35% 8.30%
36          6,440 8.80% 9.60% 8.65% 8.60%
48          7,006 8.80% 10.03% 8.65% 8.60%
60          7,623 8.80% 10.49% 8.65% 8.60%
Minimum investment in Samruddhi Cumulative Schemes = Rs. 5,000/-
Minimum investment in Samruddhi  Non Cumulative Schemes (Half Yearly) is Rs. 25,000/-
Minimum investment in Samruddhi  Non Cumulative Schemes (Quarterly) is Rs. 50,000/-
Senior Citizen additional 0.25% fixed deposit interest rate
HDFC FIXED DEPOSITS
Fixed Deposit rate of interest: (w.e.f. 18 April 2019)
SPECIAL DEPOSITS (Fixed Rates)
Period Monthly Income Plan Quarterly Option Half-Yearly Option Annual Income Plan Cumulative Option
INDIVIDUALS
Deposits Upto Rs. 2 Crore (p.a.)
33 months 7.80% 7.85% 7.93% 8.08% 8.08%
66 months 7.80% 7.85% 7.93% 8.08% 8.08%
TRUSTS & INSTITUTIONS
Deposits Upto Rs. 2 Crore (p.a.)
33 months 7.85% 7.90% 7.98% 8.14% 8.14%
66 months 7.85% 7.90% 7.98% 8.14% 8.14%
Minimum Amount (Rs.) 40,000 20,000 20,000 20,000 20,000
PREMIUM DEPOSITS (Fixed Rates)
Period Monthly Income Plan Quarterly Option Half-Yearly Option Annual Income Plan Cumulative Option
INDIVIDUALS
Deposits Upto Rs. 2 Crore (p.a.)
15 months 7.65% 7.70% 7.78% 7.93%
22 months 7.75% 7.80% 7.88% 8.03% 8.03%
30 months 7.70% 7.75% 7.83% 7.98% 7.98%
44 months 7.75% 7.80% 7.88% 8.03% 8.03%
TRUSTS & INSTITUTIONS
Deposits Upto Rs. 2  Crore (p.a.)
15 months 7.80% 7.85% 7.93% 8.08%
30 months 7.80% 7.85% 7.93% 8.08% 8.08%
Minimum Amount (Rs.) 40,000 20,000 20,000 20,000 20,000
REGULAR DEPOSITS (Fixed & Variable Rates)
Period Monthly Income Plan Quarterly Option Half-Yearly Option Annual Income Plan Cumulative Option
INDIVIDUALS
Deposits Upto Rs. 2  Crore (p.a.)
12-23 months 7.60% 7.65% 7.72% 7.87%
24-84 months 7.60% 7.65% 7.72% 7.87% 7.87%
TRUSTS & INSTITUTIONS
Deposits Upto Rs. 2  Crore (p.a.)
12-23 months 7.60% 7.65% 7.72% 7.87%
24-84 months 7.60% 7.65% 7.72% 7.87% 7.87%
Minimum Amount (Rs.) 40,000 20,000 20,000 20,000 20,000

Disclaimer: Interest rates are subject to change and the rate applicable will be the rate prevalent on the date of deposit.

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