Fixed Income Schemes

BAJAJ FINANCE LTD. FIXED DEPOSITS
Fixed Deposit rate of interest: (w.e.f. 02 November 2020)
Tenor in Months Minimum deposit (in Rs.) Cumulative Non-Cumulative
Monthly Quarterly Half-Yearly Yearly
12 – 23 25,000 6.10% 5.94% 5.97% 6.01% 6.10%
24 – 35 6.30% 6.13% 6.16% 6.20% 6.30%
36 – 60 6.60% 6.41% 6.44% 6.49% 6.60%
Rate benefits basis customer category (w.e.f. 02 November 2020):
+ 0.25% for senior citizens
+0.10% for existing Bajaj Finance Ltd. Customers.
MAHINDRA FINANCE FIXED DEPOSITS
Fixed Deposit rate of interest: (w.e.f. 24 August 2020)
Samruddhi Cumulative Schemes Non-Cumulative Schemes
Period Amount Interest Effective Interest p.a. Interest p.a. Interest p.a.
(Months) Payable (Rs.) p.a. Yield p.a.** (Monthly) (Quarterly) (Half yearly)
12         5,285 5.70% 5.70% 5.15% 5.50% 5.60%
15        5,367 5.80% 5.87% 5.25% 5.60% 5.70%
18        5,459 6.00% 6.12% 5.45% 5.80% 5.90%
20        5,521 6.10% 6.25% 5.55% 5.90% 6.00%
24         5,639 6.20% 6.39% 5.65% 6.00% 6.10%
27        5,726 6.20% 6.46% 5.65% 6.00% 6.10%
30        5,814 6.20% 6.51% 5.65% 6.00% 6.10%
33       5,901 6.20% 6.55% 5.65% 6.00% 6.10%
36        6,006 6.30% 6.71% 5.75% 6.10% 6.20%
38       6,069 6.30% 6.75% 5.75% 6.10% 6.20%
40        6,132 6.30% 6.79% 5.75% 6.10% 6.20%
44        6,290 6.45% 7.04% 5.90% 6.25% 6.35%
48        6,420 6.45% 7.10% 5.90% 6.25% 6.35%
60        6,834 6.45% 7.34% 5.90% 6.25% 6.35%
Minimum investment in Samruddhi Cumulative Schemes = Rs. 10,000/-
Minimum investment in Samruddhi  Non Cumulative Schemes (Half Yearly) is Rs. 25,000/-
Minimum investment in Samruddhi  Non Cumulative Schemes (Quarterly) is Rs. 50,000/-
Senior Citizen additional 0.25% fixed deposit interest rate
HDFC FIXED DEPOSITS
Fixed Deposit rate of interest: (w.e.f. 22 October 2020)
SPECIAL DEPOSITS (Fixed Rates)
Period Monthly Income Plan Quarterly Option Half-Yearly Option Annual Income Plan Cumulative Option
INDIVIDUALS
Deposits Upto Rs. 2 Crore (p.a.)
33 months 5.65% 5.70% 5.75% 5.85% 5.85%
66 months 6.05% 6.10% 6.15% 6.25% 6.25%
TRUSTS & INSTITUTIONS
Deposits Upto Rs. 2 Crore (p.a.)
33 months 5.50% 5.55% 5.60% 5.70% 5.70%
66 months 5.90% 5.95% 6.00% 6.10% 6.10%
Minimum Amount (Rs.) 40,000 20,000 20,000 20,000 20,000
PREMIUM DEPOSITS (Fixed Rates)
Period Monthly Income Plan Quarterly Option Half-Yearly Option Annual Income Plan Cumulative Option
INDIVIDUALS
Deposits Upto Rs. 2 Crore (p.a.)
15 months 5.50% 5.55% 5.60% 5.70%
22 months 5.60% 5.65% 5.70% 5.80% 5.80%
30 months 5.55% 5.60% 5.65% 5.75% 5.75%
44 months 5.90% 5.95% 6.00% 6.10% 6.10%
TRUSTS & INSTITUTIONS
Deposits Upto Rs. 2  Crore (p.a.)
15 months 5.45% 5.50% 5.55% 5.65%
30 months 5.45% 5.50% 5.55% 5.65% 5.65%
Minimum Amount (Rs.) 40,000 20,000 20,000 20,000 20,000
REGULAR DEPOSITS (Fixed & Variable Rates)
Period Monthly Income Plan Quarterly Option Half-Yearly Option Annual Income Plan Cumulative Option
INDIVIDUALS
Deposits Upto Rs. 2  Crore (p.a.)
12-23 months 5.45% 5.50% 5.55% 5.65%
24-35 months 5.45% 5.50% 5.55% 5.65% 5.65%
36-59 months 5.75% 5.80% 5.85% 5.95% 5.95%
60-84 months 5.85% 5.90% 5.95% 6.05% 6.05%
TRUSTS & INSTITUTIONS
Deposits Upto Rs. 2  Crore (p.a.)
12-23 months 5.35% 5.40% 5.45% 5.55%
24-35 months 5.35% 5.40% 5.45% 5.55% 5.55%
36-59 months 5.65% 5.70% 5.75% 5.85% 5.85%
60-84 months 5.75% 5.80% 5.85% 5.95% 5.95%
Minimum Amount (Rs.) 40,000 20,000 20,000 20,000 20,000

Disclaimer: Interest rates are subject to change and the rate applicable will be the rate prevalent on the date of deposit.

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