Fixed Income Schemes

BAJAJ FINANCE LTD. FIXED DEPOSITS
Fixed Deposit rate of interest: (w.e.f. 04 July 2020)
Tenor in Months Minimum deposit (in Rs.) Cumulative Non-Cumulative
Monthly Quarterly Half-Yearly Yearly
12 – 23 25,000 6.90% 6.69% 6.73% 6.79% 6.90%
24 – 35 7.00% 6.79% 6.82% 6.88% 7.00%
36 – 60 7.10% 6.88% 6.92% 6.98% 7.10%
Rate benefits basis customer category (w.e.f. 04 July 2020):
+ 0.25% for senior citizens
+0.10% for existing Bajaj Finance Ltd. Customers.
MAHINDRA FINANCE FIXED DEPOSITS
Fixed Deposit rate of interest: (w.e.f. 16 July 2020)
Samruddhi Cumulative Schemes Non-Cumulative Schemes
Period Amount Interest Effective Interest p.a. Interest p.a.
(Months) Payable (Rs.) p.a. Yield p.a.** (Half yearly) (Quarterly)
12          5,335 6.70% 6.70% 6.60% 6.50%
18        5,529 6.90% 7.05% 6.80% 6.70%
24        5,719 6.95% 7.19% 6.85% 6.75%
30          5939 7.10% 7.51% 7.00% 6.90%
36       6,151 7.15% 7.67% 7.05% 6.95%
48        6,651 7.25% 8.00% 7.15% 7.05%
60        7095 7.25% 8.38% 7.15% 7.05%
Minimum investment in Samruddhi Cumulative Schemes = Rs. 10,000/-
Minimum investment in Samruddhi  Non Cumulative Schemes (Half Yearly) is Rs. 25,000/-
Minimum investment in Samruddhi  Non Cumulative Schemes (Quarterly) is Rs. 50,000/-
Senior Citizen additional 0.25% fixed deposit interest rate
HDFC FIXED DEPOSITS
Fixed Deposit rate of interest: (w.e.f. 04 July 2020)
SPECIAL DEPOSITS (Fixed Rates)
Period Monthly Income Plan Quarterly Option Half-Yearly Option Annual Income Plan Cumulative Option
INDIVIDUALS
Deposits Upto Rs. 2 Crore (p.a.)
33 months 6.35% 6.40% 6.45% 6.56% 6.56%
66 months 6.45% 6.50% 6.55% 6.66% 6.66%
TRUSTS & INSTITUTIONS
Deposits Upto Rs. 2 Crore (p.a.)
33 months 6.20% 6.25% 6.30% 6.41% 6.41%
66 months 6.20% 6.25% 6.30% 6.41% 6.41%
Minimum Amount (Rs.) 40,000 20,000 20,000 20,000 20,000
PREMIUM DEPOSITS (Fixed Rates)
Period Monthly Income Plan Quarterly Option Half-Yearly Option Annual Income Plan Cumulative Option
INDIVIDUALS
Deposits Upto Rs. 2 Crore (p.a.)
15 months 6.20% 6.25% 6.30% 6.41%
22 months 6.30% 6.35% 6.40% 6.51% 6.51%
30 months 6.25% 6.30% 6.35% 6.46% 6.46%
44 months 6.30% 6.45% 6.50% 6.61% 6.61%
TRUSTS & INSTITUTIONS
Deposits Upto Rs. 2  Crore (p.a.)
15 months 6.15% 6.20% 6.25% 6.36%
30 months 6.15% 6.20% 6.25% 6.36% 6.36%
Minimum Amount (Rs.) 40,000 20,000 20,000 20,000 20,000
REGULAR DEPOSITS (Fixed & Variable Rates)
Period Monthly Income Plan Quarterly Option Half-Yearly Option Annual Income Plan Cumulative Option
INDIVIDUALS
Deposits Upto Rs. 2  Crore (p.a.)
12-23 months 6.15% 6.20% 6.25% 6.36%
24-35 months 6.15% 6.20% 6.25% 6.36% 6.36%
36-84 months 6.25% 6.30% 6.35% 6.46% 6.46%
TRUSTS & INSTITUTIONS
Deposits Upto Rs. 2  Crore (p.a.)
12-23 months 6.05% 6.10% 6.15% 6.26%
24-84 months 6.05% 6.10% 6.15% 6.26% 6.26%
Minimum Amount (Rs.) 40,000 20,000 20,000 20,000 20,000

Disclaimer: Interest rates are subject to change and the rate applicable will be the rate prevalent on the date of deposit.

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